On a case-by-case basis, the option of flexibility:
1. on the timing of the first repayment of principal, repayment profile and maximum repayment term provided that the average life of the loan(1) supported does not exceed 5 years and 3 months, or
2. on the timing of the first repayment of principal, repayment profile and maximum repayment term provided that the average life of the loan supported does not exceed 7 years and 3 months, and subject to the date of the first repayment of principal being within two years of the starting point of credit. This option shall be subject to a maximum repayment term of 14 years.
