kindlustuses kasutatakse kindlustuspreemia suuruse määramiseks tõenäosustabeleid, näiteks elukindlustuses "suremustabel" e. 'mortality table' ja kahjukindlustuses "haigestumustabel" e. 'sickness table'
The fractions applicable to the portions referred to in (3) shall each be reduced to a third in the case of health insurance practised on a similar technical basis to that of life assurance, if
- the premiums paid are calculated on the basis of sickness tables according to the mathematical method applied in insurance ...