Kindlustusandja, kindlustusagent või kindlustusmaakler on kohustatud tuvastama isikusamasuse isikutel, kes tasuvad sõlmitud kindlustuslepingute eest sularahas: 1) aasta jooksul järgpreemiatena ühe lepingu eest üle 14 000 krooni ...
... however, when the assets of the undertaking are not valued at their purchase price, a Member State may stipulate that one or more maximum rates may be calculated taking into account the yield on the corresponding assets currently held, minus a prudential margin and, in particular for contracts with periodic premiums, furthermore taking into account the anticipated yield on future assets.
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