Kindlustusvõtja võib elukindlustuslepingu igal ajal jooksva kindlustusperioodi lõpuks üles öelda.
Kindlustusandja, kes sõlmib pensionilepinguid, korraldab raamatupidamisarvestust nii, et oleks tagatud eraldi arvestus pensionilepingutele ja muudele elukindlustuslepingutele vastavate varade, kohustiste, tulude ja kulude ning pensionilepingute tulemi kohta.
Elukindlustuslepingule kohaldatakse selle riigi õigust, kus on kindlustusriski asukoht lepingu sõlmimise hetkel.
With respect to life insurance contracts where the investment risk is borne by the policy holders, the calculation of the capital requirement for operational risk shall take account of the amount of annual expenses incurred in respect of those insurance obligations.
Some contracts expose the issuer to financial risk, in addition to significant insurance risk. For example, many life insurance contracts both guarantee a minimum rate of return to policyholders (creating financial risk) and promise death benefits that at some times significantly exceed the policyholder's account balance (creating insurance risk in the form of mortality risk).
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