an assessment of the likelihood of an individual or business being able to meet its financial obligations. Credit ratings are provided by credit agencies or rating agencies for sellers who wish to verify the finacial strength of buyers, for lenders and for investors (ratings for specific securities), krediidi usaldushinne, krediidivõime hinnang; statistiline näit, mida kasutatakse kerdiiditaotlejate krediidivõime hindamisel mitmesuguste tunnuste alusel
