funded pension scheme - a pension scheme financed according to the funding system. Funding - system of investing contributions as pension rights build up, so they can be used to meet future obligations even when there are no longer any contributions to the scheme. Usual system for private pension schemes, although other systems are in use. Sometimes called capitalisation. Opposite of pay-as-you-go, which is the usual method for statutory schemes., kapitaliseeritud/fondeeritud pensioniskeem - pensioniskeem, kus tööandja ja töötaja poolt tehtud maksed investeeritakse töötaja töökarjääri kestel, et akumuleerida fondi, mille eest erruläinud töötajale ostetakse pensioni