kaaskindlustus

Erialasõnastikud

ID 692780 Viimati muudetud 10.02.2020

Valdkond kindlustusrisk financing

kaaskindlustus

co-insurance

coinsurance

joint insurance

coassurance

co-assurance

Mitversicherung

olukord, kus sama kindlustus või sama varaga seotud kindlustusriskide kindlustus jagatakse mitme kindlustusandja vahel määratud osades

arrangement by which a number of insurers and/or reinsurers share a risk
risk covered by several insurers by means of a single contract charging a global premium
an arrangement under which two or more insurers or reinsurers are each liable for a proportion of losses (loss sharing)

kaaskindlustus

Näited

Kui sama kindlustus või sama varaga seotud kindlustusriskide kindlustus jagatakse mitme kindlustusandja vahel määratud osades (kaaskindlustus), on iga kindlustusandja kohustatud maksma hüvitist üksnes võrdeliselt tema osaga.
Kaaskindlustust võidakse kasutada eelkõige siis, kui üks kindlustusandja ei soovi kindlustusvõtja poolt pakutavat riski tervikuna üle võtta.

co-insurance

Näited

Gross premiums written shall comprise all amounts due during the financial year in respect of insurance contracts regardless of the fact that such amounts may relate in whole or in part to a later financial year, and shall include inter alia: ii(i) premiums yet to be written ... (iii) additional premiums ... (iv) in the case of co-insurance, the undertaking's portion of total premiums ...

coinsurance

joint insurance

Näited

However, where the principal contractor's credit insurer is unable, because the risk inherent in the transaction is particularly heavy, to support cover for the whole of the transaction, consultation between the interested credit insurance organizations shall take place with a view to resolving the problem by means of joint insurance or, if possible, re-insurance.

coassurance

co-assurance

Mitversicherung

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