2. The heading short term loans covers all credits which are not in the form of deposits and whose original maturity, agreed by contract, is normally one year at the maximum, or in exceptional cases 2 years at the maximum.
Maturity at issue (original maturity) refers to the fixed period of life of a financial instruments before which it cannot be redeemed (e.g. debt securities) or before which it can be redeemed only with some kind of penalty (e.g. some types of deposits).
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