a financial institution the subsidiary undertakings of which are either exclusively or mainly credit institutions or financial institutions,one at least of such subsidiaries being a credit institution, a company which holds a majority of the shares in another company referred to as subsidiary; or is a member of it and has the right to appoint or remove a majority of its board of directors; or is a member of it and controls a loan pursuant to an agreement with other shareholders or member, a majority of the voting rights in it. The term is often used synonymously with an investment company which as its sole purpose holds shares in a group or a conglomerate of companies without conduction any business of its own., only those companies the sole object of which is to acquire holdings in other undertakings, and to manage such holdings and turn them to profit, without involving themselves directly or indirectly in the management of those undertakings, the aforegoing without prejudice to their rights as shareholders. The limitations imposed on the activities of these companies must be such that compliance with them can be supervised by an administrative or judicial authority., finantseerimisasutus, kelle tütarettevõtjatest vähemalt üks on krediidiasutus ja ülejäänud tütarettevõtjad või enamik neist on kas krediidi- või finantseerimisasutused või abiettevõtjad