Prepaid cards do not involve credit and therefore fall outside the scope of the 1987 and 1990 Directives on consumer credit. The most well known kind of prepaid card is the telephone card. This card is loaded only with telephone units-a prepaid card is loaded with a currency.
... 'public pay-telephone' means a telephone available to the general public, for the use of which the means of payment are coins and/or credit/debit cards and/or pre-payment cards ...
Including suspense balances representing amounts stored on prepaid cards issued in the name of MFIs.
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