a State, regional or local authority, or other body governed by public law, or an association formed by one or more of such authorities or bodies launching a procurement procedure

a natural or legal person that orders the making of a cross-border credit transfer to a beneficiary, customer who originates the transaction, isik, kes edastab vastuvõtja krediidiasutusele esmase maksejuhise, derjenige, der den eigentlichen Überweisungsauftrag erteilt