On olemas kahte tüüpi maksekorraldusi: kreeditkorraldused ja deebetkorraldused. Kreeditkorralduse korral on makse algatajaks raha maksja (nt. Internetipanga maksed) ja deebetkorralduse korral on makse algatajaks raha saaja (nt. Kaardimaksed).
It is essential for individuals and businesses, especially small and medium-sized enterprises, to be able to make credit transfers rapidly, reliably and cheaply from one part of the Community to another. In conformity with the Commission Notice on the application of the EC competition rules to cross-border credit transfers (4), greater competition in the market for cross-border credit transfers should lead to improved services and reduced prices.