kindlustustegevus, kus edasikindlustuslepingu alusel võetakse üle kindlustusandjale üleantud kindlustusriskid eesmärgiga maksta kindlustusandjale kokkulepitud suuruses hüvitist seoses kindlustusandja ja kindlustusvõtja vahel sõlmitud kindlustuslepingu järgse kindlustusjuhtumiga
Kindlustustegevus jaguneb elukindlustuseks, kahjukindlustuseks ja edasikindlustuseks. Kindlustustegevuse liigid ja alaliigid on sätestatud käesoleva seaduse §-des 12–14.
Edasikindlustuse liigid on:
1) kahjukindlustuse edasikindlustus;
2) elukindlustuse edasikindlustus.
‘reinsurance’ means either of the following: (a) the activity consisting in accepting risks ceded by an insurance undertaking or third-country insurance undertaking, or by another reinsurance undertaking or third-country reinsurance undertaking; or (b) in the case of the association of underwriters known as Lloyd’s, the activity consisting in accepting risks, ceded by any member of Lloyd’s, by an insurance or reinsurance undertaking other than the association of underwriters known as Lloyd’s;
The supervision of reinsurance activity should take account of the special characteristics of reinsurance business, notably its global nature and the fact that the policy holders are themselves insurance or reinsurance undertakings.
