en

mortgage

1 substantive

EKI Combined Dictionary 2026

Last modified 28.12.2023

Meanings

kinnisasjale seatud pant laenu tagatisena
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Hüpoteegiga koormatud kinnisasja (maa, maja vm) omanikul on õigus seda vabalt käsutada, nt müüa.

Terminological databases

EKI terminibaas Esterm

ID 681093 Last modified 26.04.2016
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Domain mortgagesbanking systems & trust companies
  • kinnisvara (maa, hoonete) pantimine pikaajalise laenu tagatisena, kusjuures kinnisvara jääb formaalselt võlgniku valdusse
  • a legal agreement that conveys the conditional right of ownership on an asset or property by its owner (the mortgagor) to a lender (the mortgagee) as security for a loan
hüpoteek
Usage examples
  • Kinnisasja võib hüpoteegiga koormata selliselt, et isikul, kelle kasuks hüpoteek on seatud (hüpoteegipidajal), on õigus hüpoteegiga tagatud nõude rahuldamisele panditud kinnisasja arvel.
  • Hüpoteek ei eelda tagatava nõude olemasolu.
mortgage
Usage examples
  • Each exposure shall be assigned to one of the following exposure classes: ... (i) exposures secured by mortgages on immovable property;
  • These financial services are provided for explicit charges, covering a wide range of services that may be provided by different types of financial institutions. The following examples illustrate the nature of the services charged for directly: (a) banks charge households to arrange a mortgage, manage an investment portfolio, and administer an estate; ...
hypothèque
Hypothek
kiinnitys
Good to know
  • 31985R2220 on kehtetu. [26.04.2016]

Riigi Teataja seadustes määratletud terminid (legaaldefinitsioonid)

ID 657092 Last modified 28.12.2023
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  • (1) Kinnisasja võib hüpoteegiga koormata selliselt, et isikul, kelle kasuks hüpoteek on seatud (hüpoteegipidajal), on õigus hüpoteegiga tagatud nõude rahuldamisele panditud kinnisasja arvel. (2) Kinnisasja mõttelist osa võib hüpoteegiga koormata ainult siis, kui see on kaasomaniku osa. (3) Hüpoteeki ei või seada ainult kinnisasja reaalosale ega osale kaasomaniku mõttelisest osast. (4) Hüpoteek ei eelda tagatava nõude olemasolu. (5) Kui hüpoteegiga tagatud nõue on lõppenud võlgnikuks olnud juriidilise isiku lõppemise tõttu, loetakse nõue pandiga koormatud kinnisasja omaniku suhtes edasikestvaks.
  • defineeritakse kõikide Eesti õigusaktide ulatuses
  • (1) An immovable may be encumbered with a mortgage such that the person for whose benefit the mortgage is established (mortgagee) has the right to satisfaction of a claim secured by the mortgage out of the pledged immovable. (2) A legal share of an immovable may be encumbered with a mortgage only if it is the share of a co-owner. (3) A mortgage shall not be established only on a physical share of an immovable or a part of the legal share of a co-owner. (4) A mortgage does not presume the existence of a claim to be secured. (5) If a claim secured by a mortgage terminates due to termination of the legal person who was a debtor, the claim is deemed to remain in force with regard to the owner of the immovable encumbered with the pledge.
  • defined within the scope of all Estonian legal instruments
hüpoteek
mortgage

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