articles (new or used) which the traveller may reasonably require for his or her personal use during the journey, taking into account all the circumstances of the journey and of any intermediate stays, but excluding any goods imported or exported for commercial purposes, articles associated with person, as property having more or less intimate relation to person of possessor; "effects" meaning movable or chattel property of any kind. Usual reference is to such items as the following owned by a decedent at the time of death: clothing, furniture, jewelry, stamp and coin collections, silverware, china crystal, cooking utensils, books, cars, televisions, radios etc., reisija poolt reisil kasutamiseks mõeldud esemed, kaasa arvatud tema valduses olev sõiduk, mis ei ole kommertsveok