kindlustusandja, kes pakub nii elu- kui ka kahjukindlustust
insurance company that carries on both long-term and general business, i.e. offers an extensive range of insurance services, including accident, fire, health, investment, life, and pensions
a company that carries on both life and general business
Good to know
Staatus: kinnitatud
Vastavalt kindlustustegevuse seadusele (KindlTS-2019/03/86 § 16 lg 6 ja § 12 lg 1) Eestis elukindlustusandja, kellel on õigus turustada kahjukindlustuse liikidest õnnetusjuhtumikindlustust ja haiguskindlustust.
Terminit on küll kasutatud ELi kindlustusvaldkonna õigusaktides, kuid kindlustusspetsialistid ise kasutavad omavahelises suhtluses terminit “komposiitkindlustusandja”.
In particular, those undertakings should be subject to the same capital requirements as those applicable to an equivalent insurance group, made up of a life insurance undertaking and a non-life undertaking, taking into account the increased transferability of capital in the case of composite insurance undertakings.