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holder - a person who, pursuant to a contract concluded between him/her and an issuer, holds a payment instrument
maksevahendi omaja . Eesti-vene-eesti õigusterminoloogiabaas. Estonian Language Institute, Sõnaveeb 2026. https://sonaveeb.ee/search/unif//%C3%B5tb/maksevahendi%20omaja/1/est (04.08.2026)