Majandusüksus võib krediidilimiidi piires igal ajal laenu võtta. Võlgnevus pangale hakkab kasvama adekvaatselt krediidilimiidi kasutamisele. Krediidilimiidi kasutamata osa ei ole varaobjekt ega ka kohustus.
A line of credit is an agreement between a lender and a borrower to issue cash to the borrower as needed, not to exceed a certain predetermined amount. A line of credit is commonly secured by selected assets of a business, such as its accounts receivable. Since the line is secured, the lender typically allows a relatively low interest rate that does not greatly exceed the prime rate.
