defined benefit - a pension benefit that is determined in accordance with a formula, defined benefit pension plan - a type of registered pension plan which promises a certain level of pension usually based on the employee's earnings and years of service, defined benefit scheme - a scheme in which the benefits are defined in advance and the contributions are adjusted as required to secure the benefits. Most statutory social insurance schemes are defined benefit schemes, as are many employer's schemes., fikseeritud hüvitisega kindlustusskeem - skeem, milles hüvitise suurus on ette kindlaks määratud ja sissemaksed kohandatakse nii, et hüvitise maksmine oleks tagatud. Fikseeritud hüvitisega on enamik kohustuslikke sotsiaalkindlustuse skeeme ja enamik tööandja skeeme.