a bank's risk of suffering a loss when it credits a customer's account before funds are collected from the payer. In the context of the 2nd Council Directive 89/646 the word seems to be used in a mor, the total amount of credit committed to a single borrower or to a single country if external debt is considered, a credit institution's exposure to a client or group of connected clients shall be considered a large exposure where its value is equal to or exceeds 10 % of its own funds, ühe kliendi või omavahel seotud isikute sellised võlgnevused ja potentsiaalsed kohustused krediidiasutuse või tema konsolideerimisgrupi ees, mis on võrdsed või ületavad 10 protsenti krediidiasutuse võ