Grupierandina lubatakse sõlmida kindlustuskokkuleppeid kahe või enama kindlustusandja vahel, kes lepivad vastastikku kokku:
... töötada ühiselt välja standardsed kindlustustingimused ...
The Commission may ... declare that Article 85 (1) shall not apply to categories of agreements between undertakings, decisions of associations of undertakings and concerted practices in the insurance sector which have as their object cooperation with respect to: ... the establishment of common standard policy conditions ...