defined-contribution plan - a type of retirement plan where the ultimate benefits that are paid out depend on the level of contributions made to the plan and the investment performance of those contributions, defined contribution pension plan - a pension plan where the benefit at retirement is not fixed in terms of a member's salary and years of participation, but is determined by the amount of annuity that the accumulated contributions plus interest can purchase at retirement, defined contribution scheme - a scheme in which the contributions are defined, or chosen by the contributor, and the benefits depend on the volume of contributions, investment returns and other factors. Individual pension schemes are usually defined contribution schemes, as are some employer's schemes. Not often used at present for statutory schemes., fikseeritud maksega kindlustusskeem - skeem, kus sissemaksed on määratud või maksja poolt valitud ning hüvitised sõltuvad sissemaksu suurusest, neilt saadavast kasvikust ja muudest teguritest. Individuaalsed pensioniskeemid on tavaliselt fikseeritud maksega, samuti mõned tööandja skeemid. Kohustuslikes sotsiaalkindlustusskeemides kasutatakse tänapäeval fikseeritud maksete põhimõtet harva.