higher-purchase agreement - a form of consumer credit, being a contract to hire an article with the right to buy it, i.e., become its owner only when the last instalment has been paid. Until then the article remains the property of the hirer/seller although used by the buyer. The agreement is usually made between the customer and a hire-purchase finance house which buys the article from the shopkeeper and hires it to the customer, but in some cases the finance house advances the money to the shopkeeper using as security the shopkeeper's hire-purchase agreement with the customer., liising - tehing, mille puhul pank vm ostab vara ja rendib selle kliendile, liising - vara rentimine (üürimine) teisele isikule kasutamiseks koos potentsiaalse omandiõiguse üleandmisega, ka pangateenusena