Laenulepinguga kohustub üks isik (laenuandja) andma teisele isikule (laenusaaja) rahasumma või asendatava asja (laen), laenusaaja aga kohustub tagasi maksma sama rahasumma või tagastama sama liiki asja samas koguses ja sama kvaliteediga.
‘Credit agreement’ means an agreement whereby a creditor grants or promises to grant, to a consumer, a credit falling within the scope of Article 3 in the form of a deferred payment, loan or other similar financial accommodation.
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