one who shares the loss sustained under an insurance policy or policies
Hea teada
Usually refers to an insured property owner that fails to purchase enough insurance to comply with the coinsurance provision and that, therefore, suffers part of the loss itself.
Eesti kaaskindlustusandja moodustab kaaskindlustusele vastavad tehnilised eraldised, lähtudes käesolevas seaduses ja muudes õigusaktides sätestatust.
Kui juhtivat kindlustusandjat ei ole lepinguga määratud, võib kindlustusvõtja oma valikul lugeda ühte kaaskindlustusandjatest juhtivaks kindlustusandjaks.
The amount of the technical provisions shall be determined by the different co-insurers according to the rules fixed by their home Member State or, in the absence of such rules, according to customary practice in that State.