an institution which takes deposits or loans from individuals and lends money to clients; this category consists of all institutions whose principal or secondary function is finance and which keep complete sets of accounts relating to their financial transactions, an institution such as a bank, life insurance company, credit union or mutual fund which receives cash - which it invests - from suppliers of capital., pangandustehingute sooritamise luba omavad isik või agentuur, kes tegeleb raha- ja kapitalivahendusega
