Eestis ja teistes Balti riikides on lisaks tavapärasele surmajuhtumikindlustusele tüüpilised elukindlustustooted mitmesugused kogumiskindlustused ja investeerimisriskiga elukindlustustooted, eluaegse pensionikindlustuse tooted, laenujäägikindlustus (elukindlustus, mille kindlustussumma on seotud laenujäägiga), õnnetusjuhtumikindlustus lisakaitsena jne.
It is current practice in certain Member States for insurance companies to sell life insurance products in relation to which the policy holders and beneficiaries contribute to the risk capital of the company in exchange for all or part of the return on the contributions.
There is a need to strengthen further the internal market and promote a true internal market for life and non-life insurance products and services.
