such consists in undertaking, against the payment of a premium, to bear the costs of legal proceedings and to provide other services directly linked to insurance cover, in particular with a view to: 1) securing compensation for the loss, damage or injury suffered by the insured person, by settlement out of court or through civil or criminal proceedings; 2) defending or representing the insured person in civil, criminal, administrative or other proceedings or in respect of any claim made against him, insurance covering legal costs