§ 3. Hoiu-laenuühistu mõiste (1) Hoiu-laenuühistu on finantseerimisasutus, mille peamine ja püsiv tegevus on käesoleva seaduse §-s 6 nimetatud tehingute tegemine. (2) Hoiu-laenuühistu on tulundusühistu.
defineeritakse selle seaduse ulatuses
§ 3. Definition of savings and loan association (1) A savings and loan association is a financial institution whose principal and permanent activity is to conclude transactions specified in § 6 of this Act. (2) Savings and loan associations are commercial associations.